The terms and conditions governing your use of the True North Wealth Management Pty Ltd website and services.
By accessing or using the website at truenorthwealthmanagementpty.site or engaging the services of True North Wealth Management Pty Ltd (ABN 87 697 350 236), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our website or services.
You may use our Website for lawful purposes only. You must not use the Website in any way that:
Information provided on this Website is general in nature and does not take into account your personal objectives, financial situation, or needs. Before acting on any information, you should consider whether it is appropriate for your circumstances and seek professional advice. To the extent that any information on this Website constitutes financial product advice, it is general advice only.
Nothing in these Terms and Conditions excludes, restricts, or modifies any rights you may have under the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)) or any other applicable legislation that cannot be excluded, restricted, or modified by agreement. Where the Company provides services that come with guarantees under the Australian Consumer Law, the Company will comply with those guarantees.
To the maximum extent permitted by law:
Nothing in these terms excludes or limits the Company's liability for death or personal injury caused by its negligence, fraud, or any liability that cannot be excluded or limited by law.
The Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. The Company does not warrant that:
The Company reserves the right to modify, update, or remove any content on the Website at any time without notice.
All content on the Website, including but not limited to text, graphics, logos, images, software, and the design and layout of the Website, is owned by or licensed to the Company and is protected by Australian and international intellectual property laws. You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from the Website without our prior written consent, except as permitted by the Copyright Act 1968 (Cth).
If you submit any content to us through the Website, including via contact forms or email, you grant the Company a non-exclusive, royalty-free, perpetual, and irrevocable licence to use, reproduce, and communicate that content for the purpose of providing our services and responding to your enquiries. You represent that you have the right to grant this licence and that the content does not infringe any third-party rights.
The Website may contain links to third-party websites. These links are provided for convenience only and do not signify endorsement. The Company is not responsible for the content, privacy practices, or availability of third-party websites. You access third-party websites at your own risk.
The Company may, at its sole discretion and without notice, terminate or suspend your access to the Website at any time, including if you breach these Terms and Conditions. Upon termination, all provisions of these terms that by their nature should survive shall remain in effect, including but not limited to the limitation of liability, disclaimer, and intellectual property provisions.
You may terminate your use of the Website at any time by ceasing to access it. Termination of these terms does not affect any rights or obligations that have accrued prior to termination.
You agree to indemnify and hold harmless the Company, its directors, employees, and agents from and against any loss, damage, liability, cost, or expense (including reasonable legal fees) arising out of or in connection with your use of the Website, your breach of these Terms and Conditions, or your violation of any law or the rights of any third party.
These Terms and Conditions are governed by and construed in accordance with the laws of the State of Western Australia (WA). You submit to the exclusive jurisdiction of the courts of Western Australia in relation to any dispute arising out of or in connection with these terms.
If any provision of these Terms and Conditions is found to be invalid or unenforceable, that provision shall be severed and the remaining provisions shall continue in full force and effect.
The Company reserves the right to amend these Terms and Conditions at any time. Amendments will be effective upon publication on the Website. Your continued use of the Website after any amendment constitutes acceptance of the revised terms. We recommend reviewing these terms periodically.
If you have any questions about these Terms and Conditions, please contact us:
Effective date: 1 January 2026